Personal finance

Category: Personal finance

sailor

Have you updated your will recently?

Life changes and so should your estate plan. We often see clients overlook the importance of regularly updating their will. An outdated will can ...
credit card strategy

 Credit cards can save you money or cost you dearly. The difference is strategy

Used wisely, credit cards are a powerful tool for reducing living costs, building credit, and earning rewards. Used poorly, they become a trap of ...
Australian houses

Rentvesting: live where you want, invest where it makes sense

More Australians are turning to rentvesting as a smart way to build long-term wealth without sacrificing lifestyle. Here’s how it works: Rent where you want to ...
Legal Will

Why every adult should have a legally prepared will

Did you know that dying without a will — known as dying intestate — means the state decides who receives your assets? A properly prepared legal will ensures your wishes are respected ...
retired couple on yaught

Want to retire early and live life on your terms?

The FIRE movement (Financial Independence, Retire Early) is about building enough wealth to stop working decades before traditional retirement age. It’s not a dream—it’s a strategy. ...
Family trust

Thinking about setting up a family trust?

Here’s why many Australians choose a discretionary trust to grow and protect their family wealth: Distribute income tax-effectively – Allocate income each year to family members in ...
hobby business

Want to build real wealth and reduce financial stress? Start by diversifying your income streams.

Most people rely on a single source of income, like their job or business. But what happens if that income stops or slows down? ...
tiny home

Downsizing your home could save you thousands but it takes more than just selling up

If you're thinking about simplifying your lifestyle, retiring soon, or unlocking equity, downsizing might be the smartest move you make. But how do you ...
parrot on a computer

Choosing the right super fund: A smart move for your financial future

Are you still with the same super fund by default. It might be costing you thousands. Here’s what smart Australians are doing to build ...
Debt Consolidation

Drowning in debt? Here’s the smart way out that builds wealth too

Debt is expensive. Not just in dollars, but in lost opportunity. If you're juggling credit cards, loans, or buy-now-pay-later traps; debt consolidation might be ...