Tag: debt
Credit cards can save you money or cost you dearly. The difference is strategy
Used wisely, credit cards are a powerful tool for reducing living costs, building credit, and earning rewards. Used poorly, they become a trap of ...
Downsizing your home could save you thousands but it takes more than just selling up
If you're thinking about simplifying your lifestyle, retiring soon, or unlocking equity, downsizing might be the smartest move you make. But how do you ...
Drowning in debt? Here’s the smart way out that builds wealth too
Debt is expensive. Not just in dollars, but in lost opportunity. If you're juggling credit cards, loans, or buy-now-pay-later traps; debt consolidation might be ...
What Is the debt snowball method?
The debt snowball method is a simple yet powerful debt repayment strategy. Rather than focusing on interest rates, it focuses on momentum. Here’s how ...
How to create an investment plan that builds wealth
A structured investment plan is the key to growing wealth with clarity and confidence. Without a plan, you risk random investing, emotional decisions, and ...
How to avoid lifestyle debt and build real wealth
Lifestyle debt is the silent killer of financial freedom. Borrowing for luxuries, vacations, and status symbols may feel good in the moment—but it leads ...
Top 5 financial resolutions!
Quit the pub – Some of us spend up to $200 on a Friday night at the pub. There were 52 Fridays in 2022 which ...
Why is household spending going up?
Talkback radio will have you believe Australia is in the grips of an affordability crisis. Interest rates keep rising and inflation is at 7.6%. ...
Offset inflation with better money habits
There is no denying that the cost of living for Australians is on the rise with inflation at 5.1%. But whilst we can’t control ...
No Escaping ATO Debts
ATO tax debts, like all debts, are legally enforceable obligations. The ATO collects these debts on behalf of the Australian Federal Government. If taxpayers ...