Personal finance

Category: Personal finance

insurance

Triple check your insurance

Insurance is an ongoing expense that must be justified. It is therefore important to triple check the fine print every year to ensure that ...
upskill

Upskill while employed

Don’t wait until your out of work to upskill. Speak to your current employer about paying for you to upskill right now. Benefits of ...
financial counselling

Get free unmotivated advice from a financial counsellor

Unlike financial advisors, financial counsellors offer free confidential financial advice and support through community, government, and legal centres. The benefit of financial counselling, aside ...
student loan

Pay off your student loan

When you attend university or an approved higher education provider, you can get a HECS-HELP loan to pay for your studies. Once your studies ...
track spending on app

Tracking your spending is the first step to financial control

  The first thing we must do to take control of our personal finances is to find our how much we spend each month ...
emergency

How to setup an emergency fund

It is important as part of your monthly savings strategy to set aside a specific amount to build up an emergency fund.  Life is ...
hiker in mountains

Build wealth with compound interest

The old saying 'time is money' really is true. Compound interest is defined as interest on a loan or deposit calculated based on both ...
technology

Technology can help you manage your personal finances

Managing your personal finances can be complicated and time consuming. It doesn’t have to be this way. Technology offers many free tools, apps, and ...

Exchange traded funds (ETFs) – Growing your money in a zero interest economy

Exchange traded funds (ETFs) offer a low cost, hassle free method to grow your savings with less risk than owning ordinary shares on the ...
Mortgage

Renegotiating your mortgage could save you thousands!

A mortgage rate is the rate of interest charged by your lender or financial institution for your mortgage. A mortgage is defined as a ...