Personal finance

Category: Personal finance

How to turn your rental property into your first home

If you love your rental property and wish you owned it, you may be able to make it happen. Here are five tips to ...
new year

New Year resolutions that kill two birds

Most of us set resolutions for the New Year, but very few achieve them. We often envision our perfect selves and set goals too ...
Santa

12 days of Christmas finance tips

12 days of Christmas Finance Tips On the 1st day of Christmas, I set out my financial goals for the New Year. On the ...

House prices to crash by 10%

Gareth Aird, the head of economics at the Commonwealth Bank of Australia, has predicted a 10% correction for Australian house prices when the Reserve ...
Wealth Effect

Australia’s labour shortage and the ‘wealth effect’

Pre-COVID, Australia was ripe with the rhetoric of foreigners stealing the jobs of hard-working Australians looking for a fair go. But if the pandemic ...
salary sacrificing

What is salary sacrificing and is it for me?

It sounds like some sort of sacrificial ritual for your paycheck, but don’t worry it’s neither complicated nor sinister. Salary sacrificing is simply asking ...
Retirement

How much money will I need each year of my retirement to live comfortably?

Most of us don’t know how long we will live. As a result, it’s best to have a passive annual income in retirement rather ...
House

 Property tax reform

The states are asking the Australian federal government to adopt a new property tax system offering flexibility to home buyers. A buyer would be ...
Bitcoin

Intrinsic value, a measure of volatility and risk

Intrinsic value is a measure of what an asset is worth. This measure is arrived at through an objective calculation or complex financial model, ...
helping hand

Emergency finance

Your financial wellbeing is intricately linked to your personal health. Our finances can rapidly spiral out of control without warning and in turn our ...