Paying too much for insurance? Cut costs without cutting coverage!

Many individuals and businesses automatically renew their insurance every year and end up paying more than they need to.

Here’s how to negotiate smarter premiums and save:

• Review your current policies – Are you paying for coverage you no longer need?
• Compare quotes – Get multiple quotes to find better deals.
• Leverage your low-risk history – Fewer claims = more negotiating power.
• Ask about discounts – Bundle policies or pay annually for added savings.
• Adjust deductibles – A higher deductible can mean a lower premium.
• Negotiate with your insurer – Use quotes to get a better deal from your current provider.
• Repeat every year – Don’t let loyalty cost you money!

Tip: Regular reviews keep your coverage aligned with your current needs and ensure you’re never paying more than you should.

Need help reviewing your business or personal insurance strategy? Contact your local Success Tax Professionals practice, we’re here to help.