Category: Personal finance
Thinking about setting up a family trust?
Here’s why many Australians choose a discretionary trust to grow and protect their family wealth: Distribute income tax-effectively – Allocate income each year to family members in ...
Want to build real wealth and reduce financial stress? Start by diversifying your income streams.
Most people rely on a single source of income, like their job or business. But what happens if that income stops or slows down? ...
Downsizing your home could save you thousands but it takes more than just selling up
If you're thinking about simplifying your lifestyle, retiring soon, or unlocking equity, downsizing might be the smartest move you make. But how do you ...
Choosing the right super fund: A smart move for your financial future
Are you still with the same super fund by default. It might be costing you thousands. Here’s what smart Australians are doing to build ...
Drowning in debt? Here’s the smart way out that builds wealth too
Debt is expensive. Not just in dollars, but in lost opportunity. If you're juggling credit cards, loans, or buy-now-pay-later traps; debt consolidation might be ...
An emergency fund: the most underrated wealth strategy
Before you invest, scale, or expand, build an emergency fund. Why? Because without a financial buffer, one unexpected hit can wipe out years of ...
What is a binding death benefit nomination (BDBN)?
A binding death benefit nomination (BDBN) is a legal document that directs your super fund to pay your death benefits to specific people or entities. ...
Want to build wealth without relying on willpower? Automate it.
The difference between people who want to save and those who actually build wealth often comes down to one thing: Automation. Here’s how to ...
Want to retire with $2 million? Here’s how smart Australians are making it happen
$2 million isn’t just a number — it’s the freedom to retire comfortably, live on your terms, and leave a legacy. But it doesn’t ...
What Is the debt snowball method?
The debt snowball method is a simple yet powerful debt repayment strategy. Rather than focusing on interest rates, it focuses on momentum. Here’s how ...