Interest costs are silent profit killers. Here’s how to fight back

Most businesses don’t realise how much interest is eating into their cash flow — until it’s too late:

• High-cost debt quietly drains your profits.
• Unstructured repayments stall growth.
• Missed refinancing opportunities leave cash on the table.

Here’s how smart businesses take control and slash their interest costs:

• Refinance or consolidate at lower rates.
• Prioritise high-interest debt for early repayment.
• Negotiate with lenders — you’d be surprised how often it works.
• Make extra payments to cut down total interest.
• Use cash reserves strategically.
• Improve your credit score for better future terms.
• Switch to fixed rates when interest rates rise.
• Leverage business assets to secure lower-cost finance.
• Use 0% or promo offers (if you can repay within the term).
• Monitor & reassess debt structure regularly.
• Minimise new borrowing unless strategically justified.
• Negotiate supplier terms to reduce short-term borrowing needs.
• Every percentage saved on interest = more cash flow, more profit, and a stronger.

It’s time to treat debt strategy like tax strategy — actively managed, not ignored.