Tag: financial counsellor
An emergency fund: the most underrated wealth strategy
Before you invest, scale, or expand, build an emergency fund. Why? Because without a financial buffer, one unexpected hit can wipe out years of ...
What is a binding death benefit nomination (BDBN)?
A binding death benefit nomination (BDBN) is a legal document that directs your super fund to pay your death benefits to specific people or entities. ...
The power of living below your means: the strategy behind financial freedom
In a world where "more" is constantly marketed as the goal—more stuff, more upgrades, more lifestyle—there’s one timeless principle that quietly builds real wealth: ...
Want to grow your wealth faster? Start by increasing your earning capacity
Raising your income isn’t just about a bigger paycheck - it’s a strategic move that unlocks long-term financial freedom. Here’s how to elevate your ...
Prenuptial agreement (BFA) – the wealth protection strategy couples overlook
Love is priceless, but your assets aren’t. Protecting your financial future isn’t about a lack of trust, it’s about smart planning. In Australia, a ...
Protect your assets with a pedigree trust
A pedigree trust (also known as a linear descendant's discretionary trust) is a type of discretionary trust established to ensure that the property of ...
Get free unmotivated advice from a financial counsellor
Unlike financial advisors, financial counsellors offer free confidential financial advice and support through community, government, and legal centres. The benefit of financial counselling, aside ...