Tag: financial counsellor
Downsizing your home could save you thousands but it takes more than just selling up
If you're thinking about simplifying your lifestyle, retiring soon, or unlocking equity, downsizing might be the smartest move you make. But how do you ...
Want to grow your wealth smarter? ETFs could be your secret weapon
Here’s the simple, proven process for investing in exchange traded funds (ETFs), a strategy that’s helping Australians build long-term wealth: Set your goals – ...
Drowning in debt? Here’s the smart way out that builds wealth too
Debt is expensive. Not just in dollars, but in lost opportunity. If you're juggling credit cards, loans, or buy-now-pay-later traps; debt consolidation might be ...
An emergency fund: the most underrated wealth strategy
Before you invest, scale, or expand, build an emergency fund. Why? Because without a financial buffer, one unexpected hit can wipe out years of ...
What is a binding death benefit nomination (BDBN)?
A binding death benefit nomination (BDBN) is a legal document that directs your super fund to pay your death benefits to specific people or entities. ...
The power of living below your means: the strategy behind financial freedom
In a world where "more" is constantly marketed as the goal—more stuff, more upgrades, more lifestyle—there’s one timeless principle that quietly builds real wealth: ...
Want to grow your wealth faster? Start by increasing your earning capacity
Raising your income isn’t just about a bigger paycheck - it’s a strategic move that unlocks long-term financial freedom. Here’s how to elevate your ...
Prenuptial agreement (BFA) – the wealth protection strategy couples overlook
Love is priceless, but your assets aren’t. Protecting your financial future isn’t about a lack of trust, it’s about smart planning. In Australia, a ...
Protect your assets with a pedigree trust
A pedigree trust (also known as a linear descendant's discretionary trust) is a type of discretionary trust established to ensure that the property of ...
Get free unmotivated advice from a financial counsellor
Unlike financial advisors, financial counsellors offer free confidential financial advice and support through community, government, and legal centres. The benefit of financial counselling, aside ...