Category: Personal finance
Technology can help you manage your personal finances
Managing your personal finances can be complicated and time consuming. It doesn’t have to be this way. Technology offers many free tools, apps, and ...
Exchange traded funds (ETFs) – Growing your money in a zero interest economy
Exchange traded funds (ETFs) offer a low cost, hassle free method to grow your savings with less risk than owning ordinary shares on the ...
Renegotiating your mortgage could save you thousands!
A mortgage rate is the rate of interest charged by your lender or financial institution for your mortgage. A mortgage is defined as a ...
Budgeting – A simple guide for everyone
Overview A spending plan called a budget allows you to determine how much you should be spending each week or month to reach your ...
5 great tools to help you work from home
Victoria has gone into stage 4 restrictions and many have no choice but to work from home for the foreseeable future. Here are 5 ...
Communication – the most important part of a business continuity plan (BCP)
During a crisis such as the COVID-19 pandemic, we focus on survival. Businesses strip back and place every resource they have into the critical ...
Bartering free rent for services
Bartering free rent for services reduces your businesses rent costs to nil. For this transaction to occur, and be beneficial to both parties, it ...
Increase sales to reduce rent as a % of sales
As rent is a fixed cost, increasing sales will reduce the rent cost as a percentage of sales. As a consequence, although the rent ...
Negotiate lease incentives to cut costs
Leasing incentives are financial concessions or upfront capital payments that landlords make to prospective tenants to entice them to commit to a binding lease ...
What is business process reengineering and does my business need it?
Business process reengineering (BPR) is the redesign of core business processes to achieve dramatic improvements in productivity, costs, cycle times and quality. BPR aims ...