Category: Personal finance
Not taking a risk can sometimes be the biggest risk
Sometimes, choosing not to take a risk can pose the biggest risk. This rings true with the COVID-19 vaccine in Australia. Many who can’t ...
How to post on your Facebook business page
Facebook has over 3 billion monthly active users. 12 million in Australia. 2.2 billion use it through their phone. Women between 18 – 24 ...
Property tax reform
The states are asking the Australian federal government to adopt a new property tax system offering flexibility to home buyers. A buyer would be ...
Intrinsic value, a measure of volatility and risk
Intrinsic value is a measure of what an asset is worth. This measure is arrived at through an objective calculation or complex financial model, ...
Emergency finance
Your financial wellbeing is intricately linked to your personal health. Our finances can rapidly spiral out of control without warning and in turn our ...
Apply principles of business management to personal finance – Prioritise, assess, restrain
Appy the 3 principles of business management to your personal finances - prioritise, assess and restrain. Prioritise – Take a good look at ...
Invest long term for predictable high returns
Share and bond markets go through cycles. It is exceedingly difficult to predict the bottom and tops of these cycles. The share market is ...
Using self-control to increase wealth
Self-control is defined as the ability to regulate behavioural, emotional, and attentional impulses to achieve long-term goals. Self-control early in life is a strong ...
Can you afford a rise in the cash rate?
With the Reserve Bank of Australia (RBA) keeping interest rates at historically low levels (currently 0.1 per cent) and competitive mortgage rates as low ...
Debt servicing costs should not exceed 30 per cent of income
Debt is useful for buying assets and leveraging to increase our wealth. But how much debt is too much? For the average Australian, debt ...